Fayette County has the second-highest credit card delinquency rate in the state, according to a county-by-county analysis released by U.S. Sen. Sherrod Brown's office. In response to this analysis, Brown (D-OH) and Ohio Attorney General Richard Cordray outlined legislation that is designed to protect Ohio credit card holders.

The analysis says that 3.05 percent of Fayette Countians have a credit card payment delinquency of more than 60 days, second only to Vinton County's 3.18 percent. In more than 30 Ohio counties, at least 2 percent of credit card holders living in that county are delinquent.

However, Brown and Cordray, who held a conference call Wednesday, aren't placing all of the blame on the consumers, but rather the "abusive and predatory practices" used by credit card companies.

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