Alisa Willis of Cincinnati was flat on her back, her head in a halo, recovering from the brutal effects of a car accident 12 years ago when the bill came in the mail: She owed $27,000 for her care and treatment after her accident. At the time, Willis lacked health insurance.

It was a devastating moment for Willis — one that led, 12 years later, to her joining hundreds of people in a park just outside the U.S. Capitol to rally for health-care reform.

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