Sen. Sherrod Brown has a new plan to help Americans refinance to make costly private student loan debt more affordable.

 In a teleconference call with reporters Wednesday, Brown outlined how his "Debt Swap" bill will help people reduce their debt by moving private loans to federal loans, at no cost to taxpayers.
"Ohio students shouldn't sign away their economic futures when they start college," said Brown, who noted the proposal would have no cost for taxpayers.

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